Beginner’s Guide: Building a U.S. Type Set

By Alex Carter • Nov 5, 2024 • 6 min read

Assorted coins for a type set

A type set is one of the best ways to explore U.S. coinage without getting stuck chasing every date and mint. You’ll learn design, metal, and minting changes—and you can build at your pace and budget.

Define Scope and Budget

Classic choices include a 20th-century type set, a 19th–20th century type set, or a denomination-focused set (e.g., silver). Pick a range where most coins are obtainable in pleasing grades without breaking the bank.

Album vs. Slabs

Albums make for great learning and enjoyment in hand. Slabs (PCGS/NGC) add liquidity and assurance for higher-value types. Many collectors mix: album for commons, slabs for keys or condition census pieces.

Target Grades

For circulated classic types, VF–XF often offers strong detail at sane prices. For later silver and modern types, MS63–MS65 can be the sweet spot. Eye appeal should trump a single point of grade every time.

Learning by Doing

Buy a coin, research it, compare it to auction archives, and adjust your targets. Document what you paid and why. Over time, your log becomes an invaluable learning tool.

When to Upgrade

Upgrade when you find significantly better eye appeal or a meaningful bump in rarity/grade at a fair premium. Sell duplicates to recycle capital and keep your set lean.